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3172 Heritage Oaks Cir, Navarre FL 32566
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3172 Heritage Oaks Cir, Navarre FL 32566

3172 Heritage Oaks Cir, Navarre, FL, 32566

$394,000

$394,000

4

Bedrooms

2

Bathrooms

1,819

Square Feet

0.23 acres

Lot Size

2020

Year Built

$217

Price / SqFt

MLS# 682608Residential169 days on market

Listed by: Coldwell Banker Realty, 850-684-1003

Listing data provided by the Multiple Listing Service of the Pensacola Association of REALTORS.

About This Property

Welcome home to sought-after Heritage Oaks just minutes from Navarre Beach and Hurlburt Field. Experience this beautifully designed craftsman style home on a corner lot which features this four bedroom, 2 full bath split floorplan perfect for hosting gatherings. The kitchen features beautiful salt and pepper, granite countertops, including a large center island with a double basin undermount sink, a walk in pantry, and stainless steel appliances. The primary bedroom displays 10 ft., recessed ceiling with recessed lighting. Primary bath features a double vanity with granite tops, water closet, large garden soaking tub, and large separate shower.Also features a large walk in closet with plenty of space.

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Highlights

PoolGarageGranite CountertopsStainless Steel

Property Details

Location & Nearby Places

Third-party data, not part of the MLS listing

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Estimate

Mortgage Calculator

Down Payment20% · $78,800
Interest Rate6.75%
Loan Term30 years

Estimated Monthly Payment

$2,520/mo

Principal & Interest$2,044
Taxes$361
Insurance$115
Loan Amount$315,200

Taxes and insurance are estimated at typical local rates; actual rates, taxes, insurance, and loan terms vary by lender and property. Figures are estimates derived from available MLS data for informational purposes only, are not guaranteed, and should not be relied upon as an appraisal or professional advice.

Fair housing & lending: These figures are informational estimates only, not a lending decision, loan offer, or extension of credit. Pelican Realty & Co. provides all housing services in accordance with the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap (disability), familial status, national origin, or any other protected class.

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MLS® Disclaimer

Listing data last updated: October 30, 2026 at 10:32 PM

Copyright 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS. This information is believed to be accurate but is not guaranteed.

$394,000

Pelican Realty & Co. serves home buyers and sellers across the Florida Gulf Coast, with a focus on the communities that make the Pensacola Bay area one of the most desirable places to live in the Southeast. From the historic streets and bayfront neighborhoods of Pensacola to the sugar-white shores of Pensacola Beach and Perdido Key, our agents help clients find the right home in the right setting — whether that’s a Gulf-front condo, a waterfront estate in Gulf Breeze, or a single-family home on a larger lot in Pace or Milton.

Our service area spans the Emerald Coast’s most sought-after communities, including Pensacola, Gulf Breeze, Navarre, Pace, Pensacola Beach, Milton, Perdido Key, Ferry Pass, Cantonment, and Bellview. Within each, we know the neighborhoods that define the local market — from East Hill and Cordova Park in Pensacola to Tiger Point and Oriole Beach in Gulf Breeze, the canopied streets of Bagdad in Milton, and the Gulf-front towers of Portofino on Pensacola Beach.

Whether you’re searching for a luxury waterfront home, a low-maintenance condo with rental potential, a new-construction single-family home, or acreage with room to grow, our team brings local expertise and a relationship-first approach to every transaction. Explore our community guides and active MLS listings to see what’s available in your corner of the Gulf Coast.

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