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1938 Cardinal Ln, Navarre FL 32566
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1938 Cardinal Ln, Navarre FL 32566

1938 Cardinal Ln, Navarre, FL, 32566

$589,999

$589,999

4

Bedrooms

3

Bathrooms

2,604

Square Feet

0.46 acres

Lot Size

2016

Year Built

$227

Price / SqFt

MLS# 689949Residential28 days on market

Listed by: Beycome of Florida, LLC, 804-656-5007

Listing data provided by the Multiple Listing Service of the Pensacola Association of REALTORS.

About This Property

Welcome to this wonderfully maintained, turnkey residence on almost half an acre, in the highly sought after Holley By The Sea community. This home perfectly blends architectural elegance with a relaxed, modern Florida lifestyle. Step through the front door to be greeted by an expansive open concept design, with soaring twelve foot ceilings, elegant arched doorways, and sophisticated architectural details like the chair and panel molding in the formal dining room. Enjoy the openness of the main living area's twelve foot ceiling, and then turn to see the well equipped kitchen, with premium forty-two inch cabinets, granite countertops, all stainless appliances, a huge walk-in pantry, and an under-counter reverse osmosis water filtration system. The main suite is a private sanctuary on its own wing of the house. It features a walk-in closet, an en-suite bathroom with soaking tub and walk-in shower, and a unique sitting room or nook. Great for a home office, quiet reading area, or nursery. On the other side of the house there are three spacious bedrooms, each one with a large closet and windows for plenty of natural light. Step out back into a yard meticulously curated by a Master Gardener. You'll find several established fruit trees and a raised bed garden containing a delightful assortment of vibrant perennial flowers, vegatables and herbs, and hearty native plants. The ten-by-twenty-foot shed is wind rated, and behind it you'll find a chicken house and sturdy run. Recent upgrades will give you peace of mind, including an eight foot fence, seamless gutters, fresh paint, and a new water heater installed this year. As part of the Holley By The Sea community, the yearly fee gives you exclusive access to the fourty-eight acre recreation center, with amenities like: a fully equipped gym, indoor and outdoor swimming pools, tennis courts, private sound-side access with a fishing pier, and a boat ramp. * Smoke free home. *

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Highlights

PoolGarageGranite CountertopsWalk-in Closet

Property Details

Location & Nearby Places

Third-party data, not part of the MLS listing

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Points of interest via Google Maps

Estimate

Mortgage Calculator

Down Payment20% · $118,000
Interest Rate6.75%
Loan Term30 years

Estimated Monthly Payment

$3,774/mo

Principal & Interest$3,061
Taxes$541
Insurance$172
Loan Amount$471,999

Taxes and insurance are estimated at typical local rates; actual rates, taxes, insurance, and loan terms vary by lender and property. Figures are estimates derived from available MLS data for informational purposes only, are not guaranteed, and should not be relied upon as an appraisal or professional advice.

Fair housing & lending: These figures are informational estimates only, not a lending decision, loan offer, or extension of credit. Pelican Realty & Co. provides all housing services in accordance with the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap (disability), familial status, national origin, or any other protected class.

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MLS® Disclaimer

Listing data last updated: November 2, 2026 at 10:20 PM

Copyright 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS. This information is believed to be accurate but is not guaranteed.

$589,999

Pelican Realty & Co. serves home buyers and sellers across the Florida Gulf Coast, with a focus on the communities that make the Pensacola Bay area one of the most desirable places to live in the Southeast. From the historic streets and bayfront neighborhoods of Pensacola to the sugar-white shores of Pensacola Beach and Perdido Key, our agents help clients find the right home in the right setting — whether that’s a Gulf-front condo, a waterfront estate in Gulf Breeze, or a single-family home on a larger lot in Pace or Milton.

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Whether you’re searching for a luxury waterfront home, a low-maintenance condo with rental potential, a new-construction single-family home, or acreage with room to grow, our team brings local expertise and a relationship-first approach to every transaction. Explore our community guides and active MLS listings to see what’s available in your corner of the Gulf Coast.

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