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4499 Water Leaf Cv, Gulf Breeze FL 32563
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4499 Water Leaf Cv, Gulf Breeze FL 32563

4499 Water Leaf Cv, Gulf Breeze, FL, 32563

$510,000

$510,000

5

Bedrooms

3

Bathrooms

2,552

Square Feet

0.16 acres

Lot Size

2022

Year Built

$200

Price / SqFt

MLS# 673080Residential368 days on market

Listed by: Berkshire Hathaway Home Services PenFed Realty, 850-932-6278

Listing data provided by the Multiple Listing Service of the Pensacola Association of REALTORS.

About This Property

ASSUMABLE VA LOAN AT LOWER RATE! One of the largest floorplans in Water Leaf, offering 2,552 sqft with a rare 5-bedroom layout and spacious loft area just 5 minutes past the Tiger Point Lowes & Walmart. Welcome to this newer construction Craftsman-style home, conveniently located near A-rated schools and the new Soundside HS. The Hardie board exterior delivers both durability and curb appeal. Guest bedroom suite is on the ground floor. An inviting open-concept living space with LVP floors and custom-built wainscoting paneling that define the Craftsman aesthetic. The kitchen is a central to the living space - complete with a granite island breakfast bar, granite countertops, stainless steel appliances, an undermount sink, smooth-top range, quiet dishwasher, refrigerator, and a generous pantry. Adjacent to the kitchen, the dining area offers the perfect setting for gatherings. With two living spaces - one upstairs and one down - there's room for everyone to spread out. The primary suite is on the second level in a tranquil retreat with a large walk-in closet. The en-suite bath is a spa-like oasis with dual vanities, garden tub, and separate shower. Three additional bedrooms and a full bath share the second level, while a first-floor guest suite and bath offer ideal separation for visitors and multi-generational living. The backyard offers an extended patio space with a privacy fenced in sanctuary, and a portable hot tub that conveys. For storm protection and wind mitigation insurance credit, this home comes with FabricShield hurricane protection and is located in the desirable Flood Zone X (no flood ins required). No HOA! Other great amenities include upgraded fixtures, updated mirrors in all bathrooms, Smart Home "Connect" System which includes your video doorbell, keyless entry, and fabric hurricane window protection. Located in East Gulf Breeze (Midway) just 17 minutes from Pensacola Beach and 19 minutes to Navarre Beach.

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Highlights

PoolGarageGranite CountertopsStainless SteelWalk-in ClosetPatio

Property Details

Location & Nearby Places

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Estimate

Mortgage Calculator

Down Payment20% · $102,000
Interest Rate6.75%
Loan Term30 years

Estimated Monthly Payment

$3,263/mo

Principal & Interest$2,646
Taxes$468
Insurance$149
Loan Amount$408,000

Taxes and insurance are estimated at typical local rates; actual rates, taxes, insurance, and loan terms vary by lender and property. Figures are estimates derived from available MLS data for informational purposes only, are not guaranteed, and should not be relied upon as an appraisal or professional advice.

Fair housing & lending: These figures are informational estimates only, not a lending decision, loan offer, or extension of credit. Pelican Realty & Co. provides all housing services in accordance with the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap (disability), familial status, national origin, or any other protected class.

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MLS® Disclaimer

Listing data last updated: November 2, 2026 at 1:59 AM

Copyright 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS. This information is believed to be accurate but is not guaranteed.

$510,000

Pelican Realty & Co. serves home buyers and sellers across the Florida Gulf Coast, with a focus on the communities that make the Pensacola Bay area one of the most desirable places to live in the Southeast. From the historic streets and bayfront neighborhoods of Pensacola to the sugar-white shores of Pensacola Beach and Perdido Key, our agents help clients find the right home in the right setting — whether that’s a Gulf-front condo, a waterfront estate in Gulf Breeze, or a single-family home on a larger lot in Pace or Milton.

Our service area spans the Emerald Coast’s most sought-after communities, including Pensacola, Gulf Breeze, Navarre, Pace, Pensacola Beach, Milton, Perdido Key, Ferry Pass, Cantonment, and Bellview. Within each, we know the neighborhoods that define the local market — from East Hill and Cordova Park in Pensacola to Tiger Point and Oriole Beach in Gulf Breeze, the canopied streets of Bagdad in Milton, and the Gulf-front towers of Portofino on Pensacola Beach.

Whether you’re searching for a luxury waterfront home, a low-maintenance condo with rental potential, a new-construction single-family home, or acreage with room to grow, our team brings local expertise and a relationship-first approach to every transaction. Explore our community guides and active MLS listings to see what’s available in your corner of the Gulf Coast.

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