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103 San Carlos Ave, Gulf Breeze FL 32561
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103 San Carlos Ave, Gulf Breeze FL 32561

103 San Carlos Ave, Gulf Breeze, FL, 32561

$539,000

$539,000

3

Bedrooms

2

Bathrooms

2,029

Square Feet

0.344 acres

Lot Size

1952

Year Built

$266

Price / SqFt

MLS# 690126Residential7 days on market

Listed by: Berkshire Hathaway Home Services PenFed Realty, 850-932-6278

Listing data provided by the Multiple Listing Service of the Pensacola Association of REALTORS.

About This Property

OPEN HOUSE, Sunday 11/1, 3-5pm. Charming Southern-style home in the heart of Gulf Breeze Proper! Enjoy the best of coastal living with no HOA and no flood insurance required! Inside, you'll find beautiful hardwood floors, plantation shutters, and classic details throughout. The inviting kitchen features granite countertops, gas cooking, stainless appliances, and a generous eat-in area perfect for gathering with family and friends. Just off the kitchen, a spacious brand-new full bath, large laundry room, and adjoining pantry provide added convenience and storage. Step outside to beautifully landscaped grounds offering privacy, a spacious open-air deck ideal for relaxing or entertaining, and an adjoining sunroom that provides a comfortable, light-filled retreat to enjoy year-round. An outdoor built-in fire pit creates the perfect gathering spot for cool evenings and making memories. An outdoor storage shed adds even more functionality. The oversized garage with workshop and versatile heated and cooled bonus room offer endless possibilities for hobbies, storage, or home office. Notable updates include PGT WindGuard hurricane-rated windows, a 3-ton HVAC system, updated attic and crawlspace ductwork, electrical service panel and wiring improvements, replumbed water and gas lines, an exterior tankless water heater, fiberglass doors, security lighting, and a 50-amp RV hookup or dedicated boat pad. Located in the desirable Gulf Breeze school district, this home is within walking distance of Shoreline Park and offers convenient access to the golf cart path, shopping, dining, downtown Pensacola, and the beautiful Gulf Coast beaches. Full of character, thoughtful improvements, and an exceptional location, this Gulf Breeze gem is ready to welcome you home!

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Highlights

PoolGarageHardwood FloorsGranite CountertopsBonus RoomSunroomDeck

Property Details

Location & Nearby Places

Third-party data, not part of the MLS listing

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Estimate

Mortgage Calculator

Down Payment20% · $107,800
Interest Rate6.75%
Loan Term30 years

Estimated Monthly Payment

$3,448/mo

Principal & Interest$2,797
Taxes$494
Insurance$157
Loan Amount$431,200

Taxes and insurance are estimated at typical local rates; actual rates, taxes, insurance, and loan terms vary by lender and property. Figures are estimates derived from available MLS data for informational purposes only, are not guaranteed, and should not be relied upon as an appraisal or professional advice.

Fair housing & lending: These figures are informational estimates only, not a lending decision, loan offer, or extension of credit. Pelican Realty & Co. provides all housing services in accordance with the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap (disability), familial status, national origin, or any other protected class.

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MLS® Disclaimer

Listing data last updated: November 1, 2026 at 9:35 PM

Copyright 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS. This information is believed to be accurate but is not guaranteed.

$539,000

Pelican Realty & Co. serves home buyers and sellers across the Florida Gulf Coast, with a focus on the communities that make the Pensacola Bay area one of the most desirable places to live in the Southeast. From the historic streets and bayfront neighborhoods of Pensacola to the sugar-white shores of Pensacola Beach and Perdido Key, our agents help clients find the right home in the right setting — whether that’s a Gulf-front condo, a waterfront estate in Gulf Breeze, or a single-family home on a larger lot in Pace or Milton.

Our service area spans the Emerald Coast’s most sought-after communities, including Pensacola, Gulf Breeze, Navarre, Pace, Pensacola Beach, Milton, Perdido Key, Ferry Pass, Cantonment, and Bellview. Within each, we know the neighborhoods that define the local market — from East Hill and Cordova Park in Pensacola to Tiger Point and Oriole Beach in Gulf Breeze, the canopied streets of Bagdad in Milton, and the Gulf-front towers of Portofino on Pensacola Beach.

Whether you’re searching for a luxury waterfront home, a low-maintenance condo with rental potential, a new-construction single-family home, or acreage with room to grow, our team brings local expertise and a relationship-first approach to every transaction. Explore our community guides and active MLS listings to see what’s available in your corner of the Gulf Coast.

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