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12761 Island Spirit Dr, Pensacola FL 32506
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12761 Island Spirit Dr, Pensacola FL 32506

12761 Island Spirit Dr, Pensacola, FL, 32506

$575,000

$575,000

5

Bedrooms

4

Bathrooms

2,890

Square Feet

0.18 acres

Lot Size

2018

Year Built

$199

Price / SqFt

MLS# 687434Residential79 days on market

Listed by: Realty Pro Group LLC, 850-557-9792

Listing data provided by the Multiple Listing Service of the Pensacola Association of REALTORS.

About This Property

Located in the gated community of Windward Cove, this five-bedroom, 3.5-bath two-story home offers nearly 2,900 square feet of living space within close proximity to NAS Pensacola, Gulf Coast beaches, schools, and local dining and shopping. The main level includes a primary suite and an ensuite bathroom featuring a custom updated walk-in closet, garden tub, standing shower, and double vanity. Also on the main floor: a formal dining room with alternate use as a home office, powder room, dedicated laundry room with added cabinets, and an open-concept kitchen and living area with granite countertops, an eat-in bar, stainless steel electric appliances, and a breakfast nook. The upper level features hardwood floors throughout a second living area with a reading nook, four carpeted bedrooms, and two full bathrooms, each with a shower and tub combination. The property includes a two-car garage with driveway parking for up to three additional vehicles. The lot backs to undeveloped land, providing added privacy. Community amenities include a pool and private beach access, with HOA fees covering pool and common area maintenance. No flood insurance required. Showings are by appointment only, but easy to accommodate. Seller is a licensed real estate agent.

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Highlights

PoolGarageVirtual Tour AvailableHardwood FloorsGranite CountertopsStainless SteelWalk-in ClosetGated Community

Property Details

Location & Nearby Places

Third-party data, not part of the MLS listing

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Estimate

Mortgage Calculator

Down Payment20% · $115,000
Interest Rate6.75%
Loan Term30 years

Estimated Monthly Payment

$3,678/mo

Principal & Interest$2,984
Taxes$527
Insurance$168
Loan Amount$460,000

Taxes and insurance are estimated at typical local rates; actual rates, taxes, insurance, and loan terms vary by lender and property. Figures are estimates derived from available MLS data for informational purposes only, are not guaranteed, and should not be relied upon as an appraisal or professional advice.

Fair housing & lending: These figures are informational estimates only, not a lending decision, loan offer, or extension of credit. Pelican Realty & Co. provides all housing services in accordance with the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap (disability), familial status, national origin, or any other protected class.

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MLS® Disclaimer

Listing data last updated: October 31, 2026 at 8:34 PM

Copyright 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS. This information is believed to be accurate but is not guaranteed.

$575,000

Pelican Realty & Co. serves home buyers and sellers across the Florida Gulf Coast, with a focus on the communities that make the Pensacola Bay area one of the most desirable places to live in the Southeast. From the historic streets and bayfront neighborhoods of Pensacola to the sugar-white shores of Pensacola Beach and Perdido Key, our agents help clients find the right home in the right setting — whether that’s a Gulf-front condo, a waterfront estate in Gulf Breeze, or a single-family home on a larger lot in Pace or Milton.

Our service area spans the Emerald Coast’s most sought-after communities, including Pensacola, Gulf Breeze, Navarre, Pace, Pensacola Beach, Milton, Perdido Key, Ferry Pass, Cantonment, and Bellview. Within each, we know the neighborhoods that define the local market — from East Hill and Cordova Park in Pensacola to Tiger Point and Oriole Beach in Gulf Breeze, the canopied streets of Bagdad in Milton, and the Gulf-front towers of Portofino on Pensacola Beach.

Whether you’re searching for a luxury waterfront home, a low-maintenance condo with rental potential, a new-construction single-family home, or acreage with room to grow, our team brings local expertise and a relationship-first approach to every transaction. Explore our community guides and active MLS listings to see what’s available in your corner of the Gulf Coast.

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